Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, December 17, 2009

Aloha Friday! Saving Money at Christmas

The last friday before Christmas! Time to hop around the blogosphere with my favorite end of the week meme. Just a fun time to ask a simple question and give a simple answer. It is an easy way to make new friends too.

The hub is centered at Islandlife808.com

My Question:

Has Christmas this year changed for you because of the economy?

My answer:

Yes it has.
Usually we see buying gifts as our way of expressing our love and appreciation for our families. This year money got so very tight that we had to find more creative ways of showing our devotion. I won a large amount of gifts from online giveaways on other blogs.
The rest is homemade.
One good thing was I was able to avoid the crowds at the stores!

Tuesday, November 17, 2009

Earn money while you tweet!

I am trying to help with the finances as best I can as a stay at home mom. So I have signed up for paid blog posts, like this one. I review what the sponsor wants me to tell people and if I agree with it I will put my spin on it and share it with my readers. I do this through Social Spark. So far I am loving it! I haven't written anything I disagreed with and I never will. That's the beauty of it - you only take the opps you like. There is no minimum you have to write to stay a member!

The smart folks behind Social Spark now have created Sponsored Tweets!

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If your twitter account is at least 4 months old then you can sign up to get paid to tweet what advertisers send your way. The best part is that as you receive opps in your e-mail you can accept or reject them at your will. Plus, you set your price per tweet and you get paid if people click the links you tweet too.
The money sits in your sponsored tweets account and you can cash it out once it reaches $50.

I signed up but my twitter account isn't 4 months old, darn it!
If yours is and you would like to sign up you can!

This is a Sponsored Post written by me on behalf of Sponsored Tweets. All opinions are 100% mine.


SocialSpark Disclosure Badge

Sunday, September 27, 2009

Dave Ramsey would be proud...

...of his hick followers Josh an' Annie!

Mr. Ramsey is one profound speaker, teaching his readers and listeners how to become debt free and make their money begin to grow for the future. In this post if you don't know much about Dave, you'll get to know more as I use his quotes and ideas.

Josh loves him and back when we had more money we became "gazelle intense" - making it our highest priority to do nothing except get out of debt as fast as possible. We "lived like no one else so that someday we can live like no one else!" It was difficult at first to shop second hand when I was used to buying brand new - especially when I thought we could afford new things. But that's the thing - if you looked at our debt we honestly couldn't afford the new...it just seemed like we could.

So when we had money and life was happy go lucky we started living like finances were tight. And they were after we put all our extra money towards debt reduction. We paid off four big debts in 5 months!

While we were paying off this debt we kept an emergency fund of $1,000 ready to use because Murphy's law is always happening. Dave always referred to it in his book -"If anything bad can happen it will." And guess what? He was right!

I am so glad we kept our back up fund and continue to keep it up. While we were ecstatic about paying off those debts, as soon as we thought we were home free "Murphy came to visit" as Dave puts it.

  • Josh's care needed new brakes and tons of other work
  • Our cable needed buried and trenched
  • David needed a new carseat
And now our refrigerator just died! Hello Murphy, would you like a home in our residence? But in order to "live like no one else" we are simply going to use a very old - but working - refrigerator - buh bye Mr. Murphy!

Where did we get this blessing in the form of a refrigerator?

Now, this is going to reveal the very hick part of me, but here I go! Josh owns a couple rental properties in town and someone gave him an old refrigerator to keep, thinking he could use it if one of his properties' fridge's died. Instead of putting it in storage Josh wanted to keep it on our screened in porch. So there it sits, next to all his tools, the goat feed, and plumbing/electrical supplies.

As our fridge and freezer quit on us I simply moved everything out to our porch! Praise the Lord for his providence! Now here is the truly redneck coming out - I almost couldn't fit all our food in the freezer because Josh's woodchuck was taking up the entire top shelf!

Yes, he has a frozen rodent in our freezer. On the bottom shelf are two frozen blue tailed skinks. (Those are lizard looking things if ya didn't know) Ugh. Why is he keeping the rodent? Why has it stayed in there for the past year? He found it in "perfect condition" dead on the side of the rode and immediately wrapped it in plastic bags and froze it - hoping to get it stuffed for his birthday or Christmas. He has been very disappointed with his gifts lately, but can you blame us? Who wants to carry this into some guy that stuffs animals for a living? I know I don't!

Frozen animals aside, I am very thankful that we aren't looking at an expensive repair bill or even more pricey appliance bill. Someday it would be nice to have a brand new refrigerator but we don't need one right now. I am kinda disappointed at the amount of storage room I am losing since this one is a bit smaller - but maybe it will force me to cook only what is needed and not buy useless food items.

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